Financial Flight Plan Podcast

Retirement Expenses For Which You Forgot To Plan

Are you preparing for retirement but feeling confident that you have covered all the expenses? Well, think again... It turns out that many retirees overlook some crucial expenses that can leave them financially vulnerable. In this episode, we explore the retirement expenses that most people tend to forget, including skyrocketing medical bills, unexpected travel costs, taxes, and much more. We'll discuss practical tips and strategies to help you plan for these expenses and ensure a secure and comfortable retirement.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

How the Government Debt Ceiling Affects Retirement

The debt ceiling has been a big story in the news lately, so we wanted to discuss this item and how it could potentially impact your retirement.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

SECURE Act 2.0 - Retirement Changes to Know About

After being discussed in Congress for nearly a year and a half, the SECURE Act 2.0 has been passed. Let’s see what we need to know.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

The Top 5 401(k) Mistakes You Need To Avoid

Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it’s so easy and painless, it can also be easy to ignore for long periods of time, which often leads to mistakes. We’ll cover at least the top 5 mistakes people make in their 401(k)s.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Making Smart Decisions During Major Life Events

Let’s explore some of the things you should be thinking about to make smart financial decisions when you encounter some of the most significant events in your life.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Warning Signs: How to Spot Problems in Your Financial Life

Just like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed...
Important Links:
Article: https://www.psychologytoday.com/us/blog/next-change-is-inevitable-growth-is-optional/202208/the-psychological-investment-in-retirement
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Retirement Planning From A Psychologist’s Point Of View

We always talk about the money side of financial and retirement planning. But what about the mental aspect of that big life change? Today we’ll break down an article written by a Licensed Professional Counselor (Kate Schroeder) for Psychology Today, titled The Psychological Investment In Retirement.
Important Links:
Article: https://www.psychologytoday.com/us/blog/next-change-is-inevitable-growth-is-optional/202208/the-psychological-investment-in-retirement
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Article Breakdown: A Scathing Opinion About The EARN Act

A recent article in The Hill paints the EARN Act (Enhancing American Retirement Now), the Senate’s version of the House’s Secure Act 2.0 bill, in a negative light as primarily a tool to give a tax break to rich Americans in a way that ultimately adds to the national deficit and only circumvents problems instead of solving them. We’ll breakdown the article on today’s episode and share our opinion on what it gets right, and wrong.
Important Links:
Article: https://thehill.com/policy/finance/3534883-senate-retirement-bill-benefits-wealthy-americans/
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Investor Beware: Spotting Red Flags When Picking An Advisor

Do you know what red flags, but also some good signs, to be on the lookout for when you’re searching for an advisor to work with as you prepare for retirement? On this episode, we’ll give you some red flags to be aware of, teach you how to spot them, and illustrate the difference between an advisor who does the bare minimum versus one who goes above and beyond to work in your best interests.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

What You Need to Know About the Latest Thrift Savings Plan (TSP) Changes

On this episode, we will be discussing some new changes coming to TSPs and what this can mean for you.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402