Financial Flight Plan Podcast

The Best Kept Secret in 401(k)s

401(k)s have changed a lot since the beginning of the game and many of them have a powerful tool that not many people know about. Join us in today's episode as we shed light on this often-overlooked feature within the 401(k) community and explore its potential benefits. And make sure to stick around until the end, where Brie helps a listener think about his retirement options!
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Patience Pays: The Power of Delayed Gratification (Part 2)

Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’re back to talk more about some of the situations where you might be inclined to take the immediate benefit when you should really consider the delayed rewards…
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Patience Pays: The Power of Delayed Gratification (Part1)

Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’ll talk about some of the situations where you might be inclined to take the immediate benefit when you should really consider the delayed rewards…
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

End of Year Financial Planning for 2023

Join us for a thoughtful episode where we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come. Together, we'll navigate through essential topics like managing RMDs, exploring tax-saving opportunities, and even touch on the often-overlooked emotional aspects of this pivotal life transition.
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Best Practices for Cyber Security

In a digital world filled with evolving cyber threats, protecting your financial well-being has never been more crucial. In today's episode, we're going to take you through a checklist of some important issues to be aware of when it comes to cyber security. Tune in for some invaluable tips and best practices for protecting yourself against threats to your financial future.
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Understanding RMDs: A Guide For Retirees & The Soon-to-Retire

Are you over 55 and pondering retirement? Dive into the world of Required Minimum Distributions (RMDs) with us. In this episode, we demystify the reasons behind mandatory withdrawals from your retirement savings. Discover strategies to potentially avoid them and understand the risks of not preparing in advance. And for those fortunate to not rely on RMDs for income, we'll explore impactful ways to utilize those funds.
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Building An Estate Plan With No Regrets

There are some people who don’t care at all about leaving a financial legacy, but for those who do, it’s important to eliminate some of the common estate planning mistakes. In this episode, we cover topics ranging from poor expense planning to outdated beneficiary designations and family conflict triggers. We also shed light on some misconceptions about transferring real estate and explain the impact of tax implications on your estate. If you want to leave a legacy without regret or legal turmoil, this episode is a great starting point.
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Mastering Retirement Cash Flow (Part 2): Understanding Income

Get ready for part two of our Retirement Cash Flow series! This time, we're diving into the income side of the equation. In part one, we tackled the ins and outs of your expenses in retirement. Now, it's all about understanding the crucial role of income analysis. We'll uncover the secrets of guaranteed income versus the uncertain stuff and shed light on the consequences of retiring without a clear income plan.
Don't worry if you're feeling lost - we've got your back with practical solutions and expert guidance. Tune in and take charge of your retirement cash flow!
 
Episode Resources: 
www.brokercheck.comwww.advisorinfo.sec.gov
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

Mastering Retirement Cash Flow (Part 1): Understanding Changing Expenses

In this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement.
 
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402

The 5 Biggest Money Mistakes In Retirement Planning

In the complex world of retirement planning, there are countless pitfalls one could fall into. In this episode, we've distilled it down to what we believe are the top 5 mistakes to watch out for. Avoiding these crucial missteps can have a significant impact on the success of your retirement plan. So, join us as we delve into these key issues and learn how to navigate them effectively when it's your turn to plan for retirement.
Important Links:
Website: https://www.estesfinancial.net/
Call: 817-444-8402